Credit Services Support- 12 Month Full-Time Contract

  • Contract

Company Description

We have a lot of reasons to be proud to work here.

  • We have a generous benefits package, defined contribution pension plan and performance based success sharing to wellness days and allowances and leadership and learning development investments
  • Local is everything. We're all about working with local businesses and partnering with our communities to make them strong and vibrant
  • As a credit union, living the co-operative principles are part of our long and rich history
  • We develop meaningful relationships with our co-workers and members - that means learning about their passions, families, ambitions and doing what we can to improve their lives
  • We have a unique culture where we take our business seriously, but we like to have a little fun along the way
  • Education is a priority and we offer an abundance of leadership and professional development programs and training to help you be the best you can be
  • Corporate Social Responsibility is alive and well. From our partner Socks for Change to delivering financial literacy to new Canadians, to reducing our impact on the environment to being the official sponsor of the Niagara 2022 Canada Summer Games - we donate our time, money and expertise
  • We are all PenFi ambassadors and we live our truly local brand from the inside out

Who we are

  • PenFinancial Credit Union has been helping Niagara grow for over 60 years. With nearly 20,000 Members, and a rich history, our roots are firmly planted and our future is strong. As a values-driven co-operative we believe the prosperity of our Members and our community go hand in hand, and we’re on a mission to improve lives and strengthen communities.

Job Description

Provides administrative support, including monitoring all reports; assisting members with their needs (i.e. wires, general transactions and enquiries, etc.); and acting as the Department subject matter expert with respect to the banking system and all matters related to Member Direct Small Business.  Accountable for auditing all new loans on the banking system, along with loan payouts, and other day-to-day transactions including processing property discharges and new loan advances.     

Differentiating Accountabilities:

  • Accurately review and prepare various reports and conduct follow up as required, and/or make recommendations as appropriate.
  • Subject matter expert for Member Direct Small Business (MDSB) and all banking system matters.  Provides assistance and direction to both employees and members for all issues related to MDSB and the banking system. 
  • Input loans on banking system and advance funds per loan approvals.  Review loans to confirm that the appropriate level of approval (i.e. Credit Committee, Board of Directors, etc.) has been obtained and all conditions have been satisfied.
  • Audit colleagues work as required.
  • Complete construction loan advances.  This includes reviewing the draw request to confirm it matches the terms of the approval, and obtaining all necessary supporting documents such as sub-searches, member budgets, appraisal/engineer reports, etc.
  • Support retail credit as required.
  • Perform other assigned responsibilities.

Qualifications

  • University Degree or College Diploma preferably in a business-related program
  • 1+ years of Financial services experience
  • General knowledge of real estate law, land registry system, and mortgage lending principles
  • General knowledge of the Personal Property Securities Act (PPSA) and registry 
  • Strong attention detail  
  • Uses technology to enhance productivity
  • Committed to continuous personal improvement and continuous learning

Additional Information

To learn more visit https://penfi.ca/careers/

While we welcome all applications, only those who are selected for an interview will be contacted.

Accessibility accommodations will be made for job candidates upon request.